HDI Financial Services
Insurance in Durban North

HDI Financial Services is an Indepedent Financial Advisory business registered with the Financial Services Board. We also guide clients through the complexities of medical aid options and encourage clients to consider GAP Cover products to close out the risks of cover shortfalls inherent in most plan options. Our process considers Altrisk, Momentum, Liberty, Discovery, Old Mutual and Sanlam products to ensure our clients enjoy the benefits of truly independent financial advice. HDIFS is founded on the reality that products are fundamentally different and, Dread Disease, HDIFS has developed the HDIFS Houseview - our view of the best solutions available in the Life Insurance,  promote the use of best of breed financial planning solutions. To this end, therefore, Disability and Income Protection and Investments industry. For truly independent advice or for a review of your existing portfolio, look no further than HDI Financial Services - Fiercely Independent Financial Advice.

If any of the above information does not accompany the application form we will be unable to process until such time all relevant information is received. Respective Doctor/Specialist Accounts for which you are claiming. Claims that are submitted without all of the above requirements results in the fact that the claim does not pass the initial assessment stage and enter the claims queue and hence causes delays. The additional requirements are requested and only once all requirements are met does the claim enter the claims queuing system. Stratum has also instructed us to advise clients to submit the claim directly to them once all the supporting docs are available because their claims process then adds the latest email to which claims updates are sent, thereby ensuring effective communication of the status of your claim. service provider that did not form part of the respective network unless our. procedures unless immediate treatment is required due to accidental impact. caused by someone or something resulting in severe physical injury. 14) Costs associated with supporting medical reports that assist in the finalisation. transported in any emergency vehicle, vessel or aircraft but not including the. or a member of your household which directly or indirectly results in loss, from any nuclear fuel, nuclear waste or from the combustion of nuclear fuel. that includes any self-sustaining process of nuclear fission. Up to 75% of all Medical Aids do not pay Specialists’ bills in full. In fact, most only pay 1/3rd of the Specialist’s bill for in-hospital procedures. In addition, Medical Aids are passing more expenses to their members in the form of Co-Payments. When your service provider charges a rate more than what your medical scheme pays from your Medical Scheme Hospital Benefit the GAP benefit provides up to an additional 500% cover. Oncology Optimiser Benefit covers oncology treatment costs when your medical aid maximum threshold is reached.